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By Randy Hardy, 09/24/2019
When you mention “aerial application” to most folks, you are likely to receive a blank stare. However, if you mention “crop dusters,” the general public would start to understand. Aerial Application has grown into a highly sophisticated line of work with very different rules pertaining to...
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By Peggy Morrison, Kristy Dickens, 09/16/2019
The aging process may slow us down a bit, but it doesn’t stop our desire or our need to remain a part of our communities and the world around us. Aging adults still enjoy shopping, need to attend appointments, and travel to various attractions and activities away from their senior living or skilled nursing...
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By Rocky Roemer, 09/12/2019
As insurance premiums rise and underwriters are ever more assiduous in evaluating risk, insurance buyers find themselves more open to ‘alternative risk’ or ‘captive’ insurance options. Captives may at first seem complex and difficult to administer but understanding a few basic principles...
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By Kevin Rettberg, 08/29/2019
​If you are familiar with commercial trucking, any issue seems to come back to the CDL driver. The never-ending dilemma of controlling behavior, for better or worse, is always upon us. When a new rule is implemented, it is usually with a lot of comments and consideration. This fall we have another...
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By Charlene Noring, 08/28/2019
Automobile insurance policies cover the vehicles you own but there may be times when you need to drive a different vehicle temporarily. A “substitute vehicle” is any vehicle that you do not own but you drive when you are unable to operate your insured vehicle. Some examples of a substitute vehicle...
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