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By Kim Robson, 11/19/2019
A recent liability actuarial report forecasts the liability loss rate for long-term care facilities will continue to increase by 5% with claim frequency driving the increase at an expected 2% growth rate. The conclusion this year is the annual cost to defend, settle or litigate claims will decrease –...
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By Greg Hiser, 11/18/2019
Nothing can compare with the excitement created by the sound of several WWII vintage aircraft approaching for a fly by. Then, to be able to look up and see the formation as it would have appeared 75 years ago is certainly inspiring and cause for reflection and thanks. It is also cause, if you are an insurance...
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By Robert Haley, 11/14/2019
Cybersecurity has become an important topic in the trucking industry, as a new age of dangerous hacking is on the rise. Imagine driving your truck down U.S. Route 1 at 70 miles per hour, listening to some Lynyrd Skynyrd with the wind blowing in your hair. Then the radio switches to another station and Despacito...
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By Fonda Hereford, 10/30/2019
​Personal cyberattacks are an extensive subject that insurance specialists are frequently discussing with clients. Our insurance company partners are developing add-ons to their services to address the exposure at what seem like reasonable premiums for ample limits at low deductibles. Articulating the risk and...
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By Kerin Dodd, 10/29/2019
Executive officers, partners and sole proprietors (from here on referred to collectively as “executives”) may elect to exclude themselves from benefits under workers compensation. Accomplishing this varies by state and can be as simple as stating such on the application for coverage, or it can be as...
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