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By Jim Black, 05/29/2019
More and more communities are falling victim to flood events even in areas that were never before considered at-risk for flooding (the 1000-year flood plains). These are the low risk flood zones where flood insurance is not required by a mortgage company so flood coverage is optional. Most homeowner’s...
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By Cathy Knopf, 05/28/2019
It seems that natural disasters such as tornadoes, high winds, torrential downpours, earthquakes, hurricanes and wildfires are occurring more frequently and with little to no warning. It is the duty of every senior healthcare community to have an emergency preparedness program designed to meet the health, safety...
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By Robert Haley, Ken Lacey, 05/22/2019
There are multiple underlying reasons why the United States is facing a driver shortage. Some of the largest obstacles include: Drivers must be 21 years of age to drive on the interstate Only 6% of the workforce are women Most insurance companies require two years of driving experience to be considered an...
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By Charlene Noring, 04/30/2019
Organic foods have become increasingly popular and easily accessible. In fact, many Americans are growing their own food and have even started to “farm” as a hobby. Hobby farming is primarily for pleasure or recreation, not to generate profit. Some hobby farm owners hold chickens and livestock for...
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By Bill Kingsley, 04/17/2019
The only constant in life is change. About a year ago, many of our clients started to see their aviation insurance premiums increase after years of decline. Today the number one question we are asked is, “Why is my premium going up when I’ve never had a loss?” To understand the current aviation...
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