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By Robert Haley, Ken Lacey, 05/22/2019
There are multiple underlying reasons why the United States is facing a driver shortage. Some of the largest obstacles include: Drivers must be 21 years of age to drive on the interstate Only 6% of the workforce are women Most insurance companies require two years of driving experience to be considered an...
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By Charlene Noring, 04/30/2019
Organic foods have become increasingly popular and easily accessible. In fact, many Americans are growing their own food and have even started to “farm” as a hobby. Hobby farming is primarily for pleasure or recreation, not to generate profit. Some hobby farm owners hold chickens and livestock for...
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By Bill Kingsley, 04/17/2019
The only constant in life is change. About a year ago, many of our clients started to see their aviation insurance premiums increase after years of decline. Today the number one question we are asked is, “Why is my premium going up when I’ve never had a loss?” To understand the current aviation...
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By Richard Baskind, 03/27/2019
Mold, and the remediation of mold, continues to be one of the hottest topics in our industry. Why? Mold has been around forever. It is not a new problem. However, it is vital to review how personal insurance carriers are handling mold claims, and what exclusions and sub-limits they are applying within their...
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By Robert Haley, 03/20/2019
The Federal Motor Carrier Safety Administration (FMCSA) takes cell phone violations just as seriously as drug violations. If a driver is pulled over for a mobile phone violation, they face fines of up to $2,750, with a maximum violation severity rating of 10 points. If a driver has numerous texting or handheld...
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